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WHAT IS CONVEYANCING?

Conveyancing deals with the transfer of immovable property, the hypothecation of immovable property by means of mortgage bonds and the execution of various other acts with regard to immovable property. Conveyancing is also the branch of our law that deals with the preparation of deeds and documents for registration or filing in the deeds registry. It refers to the whole registration process, including the drafting, lodgement and singing of documents by difference authorized persons.

TIPS FOR DECORATING YOUR HOME ON A BUDGET

Recession, petrol hikes, electricity price increases and all other buzz phrases can overwhelm anyone into believing that revamping your home is near impossible as salaries are already stretched to the limit. Stacy Risenmay said "If you wait until you have enough money to decorate and make your home your own, it will never happen. If you wait until you can afford to buy everything new, you are missing the point. It is the old, the new, the hand-me-down, the collected, the worn but loved things in your home that make it your own." and living in a home that is tired and uninspiring will not prompt you to rush home after a hectic day at work. At the very least, your home should be your favourite place in the world to retreat to. With that in mind we have compiled eleven tips to help jump start decorating your abode.

Renting out the Property helps you pay off the bond, while the property increases in value.

The Buy-to-Let Investment choice is very popular. especially in larger areas like Gauteng. The obvious advantages are that the bond pays for itself and the investment takes care of itself as long as the property is maintained. Once the bond is paid off it continues to be a constant flow of monthly income.

Like any good investment this investment option does not come with any guarantees and there are a few very important factors that need to be considered. You must firstly research the market and the area in which you are looking to buy. Choose an area where people would like to live. Transport routes and schools are important factors. Research the rental prices in the area/complex before purchasing the property, consider your return on investment (rental income vs bond payment + levies).

TO PROTECT YOUR INVESTMENT YOU NEED TO LOOK AT THE FOLLOWING QUESTIONS:

Do you know the Rights of Your Tenant?
Are you operating within the law and specifically the rental housing act?
Are you protected against devious and disgruntled tenants who might craft a case against you at the Rental Housing Tribunal?
Do you have sufficient time to attend to the needs of your tenant?
Do you provide your tenant with monthly invoices and statements?
Are you monitoring your property for repairs and maintenance?
How do you manage tenants that have an emergency repair e.g. burst geyser?

HAVE YOUR PAPERWORK READY

Ensure that all your paperwork is ready. When renting a property you are required to provide a copy of your ID, or if you have a passport you will need to attach a copy of residence or a work permit. You will also need 3 months bank statements and a copy of your latest payslip. If you have just started at your work and you do not yet have a payslip then you need to submit a letter of appointment. Having your paperwork ready will enable the agent to complete the screening process much faster.
Preparing your home for a successful sale is paramount. Below is a check list that will help your property attain the value you are offering. Ensure that the following is done for viewing and show days:

Outdoor

  • The Entrance - It is the first and the last impression a buyer will have of your home, make sure it is a good one!
  • Driveway, garages and carports - Ensure that the garage door is in good working order and that it is neat and tidy. Make sure that the driveway is free of weeds and oil stains.
  • Patios and balconies -Cut back creepers which might be preventing light from entering rooms. Keep steps clear of hazards.
  • Garden and sprinkler system - Ensure the garden is tidy and that the sprinkler is in good working order. Ensure hedges are neatly trimmed and plants and flower beds are watered regularly.


Indoor

  • Windows -Replace cracked or broken panes, wash windows and check fittings and paintwork. Curtain rails must be firmly attached and curtains should be clean and properly hung. Doors -Check paintwork, polish handles and locks, oil hinges and tighten door knobs.
  • Floors & carpets - Professional steam cleaning will rejuvenate a tired looking wall to all carpet and a good polish will bring out the natural beauty of wooden floors.
  • Plumbing and bathrooms - If basins and bath tubs are stained and cannot be cleaned, re-enameling is relatively inexpensive and adds value to your home. Replace broken tiles, fix noisy or leaking toilets, repair all dripping taps, and repair broken silicone around the bath, shower and basin.

How to prepare your property for a show day

  • Straighten up or remove newspapers, magazines, mail, toys, clothing, recreation gear, dishes etc.
  • Turn all the lights on, electric lights have an amazing capability for creating an illusion of lightness, airiness and space
  • Open all the curtains and blinds
  • Make up the beds neatly and attractively
  • Be sure all counter tops are clear and clean, wipe down appliances and make sure that all dishes are out of site
  • Keep air fresheners in the cupboards, bathrooms and kitchen
  • Soft, pleasant music in the background helps set the tone
  • Keep a set of fresh attractive towels in each bathroom

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